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Living With Defined Contribution Pensions: Remaking Responsibility for Retirement
By Sylvester Schieber (editor) and Olivia S. Mitchell (editor)
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Bibliographic Detail
Publisher Univ of Pennsylvania Pr
Publication date May 1, 1998
Pages 299
Binding Hardcover
Book category Adult Non-Fiction
ISBN-13 9780812234398
ISBN-10 0812234391
Dimensions 0.75 by 6.25 by 9.25 in.
Weight 1.50 lbs.
Original list price $89.95
Other format details university press
Summaries and Reviews
Amazon.com description: Product Description:

Employers are increasingly turning to defined contribution plans, especially the popular 401(k) plan, in place of the older, employer-based pension model.

This shift has implications for the nation's workforce. Such defined contribution pensions have clear advantages for employees, including greater flexibility and portability. But they also place a great deal of responsibility on participants' shoulders. Decisions about whether to participate, how much to contribute, and how to invest can be overwhelming for individuals with limited knowledge or understanding of retirement savings.

Living with Defined Contribution Pensions considers the impact of defined contribution pension plans on the prospects for retirement saving and wellbeing. The book carefully analyzes the emerging trends in defined contribution pensions, seeking to explore how the switch will affect retirement income in the future, and recommending ways to improve decision making about pension design in the future.

"The book contains high-quality research, drawn from many sources and well referenced, yet written in a straightforward, businesslike way. . . . After an excellent introduction by the editors, the book is divided into three sections:

  • The new responsibility of defined contribution plans

  • Preserving defined contribution pension accumulations, and

  • Retirement policy and defined contribution plans.



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Hardcover
Book cover for 9780812234398
 
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from Univ of Pennsylvania Pr (May 1, 1998)
9780812234398 | details & prices | 299 pages | 6.25 × 9.25 × 0.75 in. | 1.50 lbs | List price $89.95
About: Employers are increasingly turning to defined contribution plans, especially the popular 401(k) plan, in place of the older, employer-based pension model.

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