Amazon.com description: Product Description: Updated quarterly, for the most up-to-date information, Weiss Ratings Guide to Banks offers accurate, intuitive safety ratings your patrons can trust; supporting ratios and analyses that show an institution's strong & weak points; identification of the Weiss Recommended Companies with branches in your area; a complete list of institutions receiving upgrades/downgrades; and comprehensive coverage of every bank and thrift in the nation. Weiss Safety Ratings are then based on the analysts review of publicly available information collected by the federal banking regulators. The easy-to-use layout gives you: the institution's Weiss Safety Rating for the last 3 years; the five key indexes used to evaluate each institution; along with the primary ratios and statistics used in determining the company's rating. Weiss Ratings Guide to Banks will be a must for individuals who are concerned about the safety of their CD or savings account or need to be sure that an existing line of credit will be there when they retire.