Amazon.com description: Product Description: You have most likely heard about at least one individual who has filed for bankruptcy once (or twice) in his/her lifetime. It may have been a relative, coworker, family friend, or even a celebrity. At the time of hearing about this individual’s bankruptcy, you may have wondered to yourself how he/she could have managed money so poorly that bankruptcy protection became his/her only way out of debt. You probably even told yourself that you would never be that person seeking debt counseling, or worse, filing for bankruptcy. THEN IT HAPPENED. There are car payments, mortgages, student loans, credit card payments and medical bills to be paid. Debt collectors are constantly calling you at work and at home. You’re living from paycheck-to-paycheck, and everyday it’s becoming harder to provide your family with the basic necessities. And so, you begin to think about how you can benefit from filing for bankruptcy, but you are scared out of your mind. You are scared not only about the process, but also scared of what others will think if and when they find out that you have filed for bankruptcy.