Survive And Thrive Even With Chronic Pain!

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Have you suffered an injury or disease and turned to your insurance company, employer, and others for help only to find the support you needed wasn't there? Are your medical bills piling up? Maybe you no longer have the employment or pay you once did?

Take control and make settlements come out your way!

People with chronic pain find their medical care and recovery restricted by the hands of their safety net providers – people and organizations that promised medical care and insurance benefits when needed but work hard to withdraw their promises. As our physical condition deteriorates and we miss time from work, medical bills accumulate and we lose our pay and wages. We turn to our safety net of employee benefits and insurance policies for help. Health care insurance, medical leave benefits, workers’ compensation insurance, automobile insurance, disability insurance, and more are reviewed for benefits. But we are told we are not covered or that the fine print in our policies or other legalities excludes our situation. Later we learn that we were subjected to any number of deny and delay tactics and/or lied to by our safety net providers in order to eliminate or minimize their responsibility.

The process described in Surviving the Chronic Pain Experience will help you with this near impossible situation get the help you need. By reading this book you will learn about these issues and what to do to find responsible conclusions to your situation. Included in this book are 25 appendixes of forms and letters and an index for you to use as needed. This assertive process allows you to take control of your new destiny and win the benefits you were promised and need to recover. I received the help I needed and found a substantial share of the responsibility promised from my safety net without a lengthy high-risk jury trial. You can too!

You’re going to save time, money, and aggravation. You’ll learn to avoid the mistakes and near impossible situations that you’ve been vulnerable to.

Increase your recovery of benefits from pennies and nickels to as much as 50 cents on the dollar or more, to ten times or more than most recover!

-What you can do on your own to recover more insurance benefits while saving legal fees

-Increase the number of sources of insurance recovery

-Get help from your health care providers to support your recovery of benefits. They will prepare letters, signed treatment plans, work with your insurer on your behalf, and more

-Understand the many insurance deny and delay tactics to look out for and how to respond

-Request alternative work and/or severance pay from your employer

-What to look for in a lawyer if needed, effectively monitor his work

-How to support your lawyer to maximize settlements

-Understand and avoid "quick hit" small sum legal settlements

-Use the legal discovery process to your advantage, look for "smoking and hidden guns"

-What to do when your insurer refuses to pay, examples and form letters for asking

-Your insurance company to fulfill their promises and insurance contract

-State attorney generals and insurance commissioners for help

-State and federal elected officials for help

-Reporting complaints and fraud along the way… all to assertively demand and achieve the greatest recovery of benefits

-Understand independent medical examinations and how to turn them into your advantage

-25 appendixes as guides and formats to maximize your financial recovery and support your medical recovery

-Complete index to quickly access your area of need at any time

-Help you prepare for legal depositions, insurance hearings, pre-trials and trials if necessary