Part I Planning Your Personal Finances

Ch. 1 Personal Financial Planning: An Introduction

Appendix: Financial Planners and Other Financial Planning Information Sources

Ch. 2 Financial Aspects of Career Planning

Appendix: Resumes, Cover Letters, and Interviews

Ch. 3 Money Management Strategy: Statements and Budgeting

Ch. 4 Planning Your Tax Strategy

Part II Managing Your Personal Finances

Ch. 5 Financial Services: Savings Plans and Payment Accounts

Appendix: Using a Checking Account

Ch. 6 Introduction to Consumer Credit

Ch. 7 Choosing a Source of Credit: The Cost of Credit Alternatives

Appendix: Other Methods of Determining the Cost of Credit

Part III Making Your Purchasing Decisions

Ch. 8 Consumer Purchasing Strategies and Legal Protection

Appendix: Buying and Operating a Motor Vehicle

Ch. 9 The Housing Decision

Part IV Insuring Your Resources

Ch. 10 Home and Automobile Insurance

Ch. 11 Health and Disability Insurance

Ch. 12 Life Insurance

Part V Investing Your Financial Resources

Ch. 13 Investing Fundamentals

Ch. 14 Investing in Stocks

Ch. 15 Investing in Bonds

Ch. 16 Investing in Mutual Funds

Ch. 17 Investing in Real Estate and Other Investment Alternatives

Part VI Controlling Your Financial Future

Ch. 18 Retirement Planning

Ch. 19 Estate Planning

Appendix

A. The Time Value of Money

B. Consumer Agencies and Organizations