Product Description: Operational risk is the risk of loss from inadequate or failed internal processes, people, and systems or from external events. This book explores the different types of operational risk that threaten financial institutions, and focuses on practical due-diligence methodologies that can be used to identify these risks before it is too late...read more

Product Description: We describe the economic crisis that began in the U.S. mortgage market in late 2006 as a consequence of cascading operational failures linked to the securitization process. Operational risks including mortgage fraud, negligent underwriting standards and failed due diligence combined with modern finance to initiate a nearly catastrophic crisis in financial markets and a painful recession...read more

Product Description: In 1930, the last inhabitants of the isle of St Kilda were evacuated to the mainland. Shortly afterwards, following several acts of vandalism by local fishermen, Calum MacKinnon was sent back to the island to guard against further damage...read more

Product Description: Research affects every aspect of work within social welfare services. This includes evaluating performance, undertaking service audits, assessing needs, and enabling service users to be consulted and involved. Providers and users should also be actively invited to look at the implications of research reports and studies...read more