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Tables of Contents for Keys to Purchasing a Condo or Co-Op
Chapter/Section Title
Page #
Page Count
Dedication
vii
There Is a Condo for (Almost) Everyone!
1
2
What Is a Condominium?
3
2
What Is a Co-op?
5
2
Ownership and Use of Common Areas
7
2
Management
9
2
Bylaws
11
3
Condominiums and Co-ops as Investments
14
3
Vacation Condos
17
4
Affordability and Loan Qualifying
21
3
Owning Versus Renting
24
3
Multifamily Versus Single-Family
27
3
Choosing Between a Condo and a Co-op
30
2
Condo-/Co-op-Buying Process
32
2
A Buyer's Broker
34
2
The Internet
36
2
Pitfalls When Buying
38
3
Co-op Checklist
41
2
Condo Checklist
43
2
Making an Offer
45
2
Negotiation
47
2
Negotiation Points
49
2
Sales Contracts
51
3
Binders and Attorney Review Period
54
2
Environmental Factors
56
3
Mortgage Types
59
3
Financing a Co-op Purchase
62
2
Financing a Condo Purchase
64
3
The Closing
67
3
The Special Case of Conversions
70
3
Condominium Documents
73
2
Co-op Documents
75
2
The Co-op Proprietary Lease
77
2
Co-op Shareholders' Rights and Responsibilities
79
2
Co-op Tenancy
81
2
Fees, Rent, and Maintenance
83
2
What Happens If You Don't Pay Your Fees?
85
2
Property Taxes
87
2
Insuring Your Home
89
2
Repairs and Maintenance
91
2
Property Improvements, Alterations, and Repairs
93
2
Property Management
95
2
Recreational Facilities
97
2
Working with the Operating Board
99
2
Home Ownership and Income Taxes
101
3
Condo/Co-op Tax Considerations
104
2
Taxation of Second and Vacation Homes
106
3
Estimating Total Costs of Condo Ownership
109
3
Keeping Records
112
2
Dealing with a Developer or a Converter
114
3
Conflicts Among Residents
117
2
Leasing or Subleasing Your Unit
119
2
Selling Your Unit
121
3
Seller's Use of a Broker
124
2
Seller Financing
126
3
Terminating a Condo or Co-op
129
2
Questions and Answers
131
8
Glossary
139
14
Payment Tables
153
10
Index
163