Product Description: In the US, retirement savings are low while risk exposure is high, thus dooming many retirees to a low standard of living. This book offers straightforward solutions to build real retirement security for American families.

Product Description: The United States faces a serious retirement challenge. Many of today's workers will lack the resources to retire at traditional ages and maintain their standard of living in retirement. Solving the problem is a major challenge in today's environment in which risk and responsibility have shifted from government and employers to individuals...read more

Product Description: As members of the baby boom generation head into retirement, they face an economic environment that has changed noticeably since their parents retired. Most of these new retirees will not be equipped, as many in the earlier generation were, with private pension plans, early retirement options, and fully paid retiree health benefits in addition to Social Security and Medicare...read more

Product Description: [This is the Audiobook CD Library Edition in vinyl case.] Retirement Heist is a scathing and urgent exposé of one of the most critical and least understood crises of our time. '' 'As far as I can determine there is only one solution [to the CEO's demand to save more money]', the human resources representative wrote to her superiors...read more

Product Description: A detailed guide for avoiding the pitfalls of retirement funding In Stop the Retirement Rip-Off, author David Loeper provides the necessary tools for investors to take action and make the most of their retirement plans. It offers a road map for employees to understand the fees and costs associated with their plans; document the excesses in a presentation to management; then organize themselves to protest and, if necessary, bring the documentation to the Labor Department in a complaint...read more

While much attention has been focused recently on the well-being of Social Security, the revolution in the private pension system in the United States during the past three decades has remained relatively under the radar. Beginning in the 1980s, many employers in the United States switched the type of pension plans they offer their workers from defined benefit (DB) plans to defined contribution (DC) plans. This freed them from having to set aside funds to pay guaranteed lifetime benefits to retirees. It also shifted the investment risk to workers, making them responsible for contributing to and managing their retirement funds through 401(k) accounts. Edward N. Wolff calls this the Great Transformation, and for good reason. From 1983 to 2007, the share of families with DC plans rose from 12 percent to 64 percent, while the share with DB plans fell from 69 percent to 39 percent. This change has not only thoroughly altered how millions of Americans fund their retirement, it has also, as Wolff shows, generated growing income inequality and insecurity among retirees while escalating the importance of Social Security as a source of retirement income. Increasingly, when it comes to retirement wealth, those with DB plans are the haves while those with DC plans are the have-nots, particularly in times characterized by economic recession or stagnation. Wolff seeks to address six basic questions: 1. With the Great Transformation, did pension coverage expand or contract over time? 2. Did the value of pension wealth increase or decline? 3. Did overall wealth inequality rise or fall? 4. Did the retirement prospects of middle-aged Americans improve or worsen? 5. How did the Great Transformation affect different demographic groups? 6. How did these effects vary between the 1980s, 1990s, and 2000s? Through exhaustive analysis, Wolff identifies the weaknesses in the current private pension system and offers practical, policy-based solutions aimed at strengthening the system, thereby making retirement a less daunting prospect for workers relying on 401(k) plans as a key source of retirement income and wealth. He also recognizes the importance of Social Security to these workers and suggests ways of strengthening it as well.

Product Description: Charles Blahous, one of the nation's foremost retirement security experts, explains the origins and dangers of current underfunding in our single-employer defined-benefit pension system and outlines the options for solving the problem and preventing the next taxpayer-financed bailout...read more

The New Deal placed security at the center of American political and economic life by establishing an explicit partnership between the state, economy, and citizens. In America, unlike anywhere else in the world, most people depend overwhelmingly on private health insurance and employee benefits. The astounding rise of this phenomenon from before World War II, however, has been largely overlooked. In this powerful history of the American reliance on employment-based benefits, Jennifer Klein examines the interwoven politics of social provision and labor relations from the 1910s to the 1960s. Through a narrative that connects the commercial life insurance industry, the politics of Social Security, organized labor's quest for economic security, and the evolution of modern health insurance, she shows how the firm-centered welfare system emerged. Moreover, the imperatives of industrial relations, Klein argues, shaped public and private social security. Looking closely at unions and communities, Klein uncovers the wide range of alternative, community-based health plans that had begun to germinate in the 1930s and 1940s but that eventually succumbed to commercial health insurance and pensions. She also illuminates the contests to define "security"--job security, health security, and old age security--following World War II. For All These Rights traces the fate of the New Deal emphasis on social entitlement as the private sector competed with and emulated Roosevelt's Social Security program. Through the story of struggles over health security and old age security, social rights and the welfare state, it traces the fate of New Deal liberalism--as a set of ideas about the state, security, and labor rights--in the 1950s, the 1960s, and beyond.

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Product Description: Demographic realities will soon force developed countries to find ways to pay for longer retirements for more people. In Pension Strategies in Europe and the United States, leading economists analyze topical issues in pension policy, with a focus on raising the retirement age, increasing retirement savings, and the political sustainability of reforms that will accomplish these goals...read more

An authority in the field of retirement planning outlines his suggestions for long overdue reforms in the area of pension, employee benefits, and health-care systems in order for workers to be able to retire and live comfortably, examining the factors contributing to the decline of these once successful programs and explaining how to prepare for the essential changes ahead.

Product Description: A crisis is looming for baby boomers and anyone else who hopes to retire in the coming years. In When I'm Sixty-Four, Teresa Ghilarducci, the nation's leading authority on the economics of retirement, explains how to confront this crisis head-on, revealing the causes behind the increasingly precarious economics of old age in America and proposing a bold plan to guarantee retirement security for every working citizen...read more

Are you concerned about your pension? In today's tumultuous business environment, you have every right to be. With revised pension laws and under-the-table pension cuts by companies making waves, you have to be ever vigilant about protecting what you have. Protecting Your Pension For Dummies helps you do just that. This easy-to-follow guide explains all the latest pension laws, what your rights are, and the best ways to keep your money safe. It demystifies the various types of pension plans and outlines just what it takes to qualify for a pension. Once your plan is set up, you'll see how to navigate company bankruptcies, mergers, and pension cutbacks, as well as divorces, loans, and personal bankruptcy-and take action if you've been shortchanged to recoup what is rightfully yours. You get all the expert guidance you need to: Understand the Pension Protection Act of 2006 Evaluate different pension plans Plan for retirement while you're working Ensure that you get your pension Request essential plan documents Understand eligibility, accrual, and vesting Guard your pension from your employer-and from life's ups and downs Understand pension distributions And much more Complete with a glossary of terms and an appendix of charts and forms discussed throughout the book, Protecting Your Pension For Dummies is the fun and easy way(r) to grasp all the important pension rules-and retire with a full nest egg!

Product Description: This volume outlines a fresh view on pension plans from the perspective of both the employer and employee, describing the possibilities in American labor relations and in Congress to meet employers' needs to compete and to fulfill the enduring desire of workers to plan for a financially secure period of leisure at the end of their working lives...read more

Product Description: Book by Felton, Leo A.

Product Description: Many citizens of the United States are experiencing unprecedented levels of personal wealth, and you can be a part of it! Great wealth has been created in the past forty years by the senior members of the population, and an enormous intergenerational transfer of wealth is taking place...read more (view table of contents, read Amazon.com's description)

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