Product Description: The financial crisis showed that bankers have the British public over a barrel. When banks do well, the bankers are awarded huge bonuses. When they do badly, the taxpayer has to step in and save them or face the consequences of systemic collapse of the payment system...read more

Product Description: The shocking statistic is that forty-seven million Americans have no health insurance. When uninsured Americans go to the emergency room for treatment, however, they do receive care, and a bill. Many hospitals now require uninsured patients to put their treatment on a credit card which can saddle a low-income household with unpayably high balances that can lead to personal bankruptcy...read more

Product Description: What determines savings? The question is timely and important. The U.S. saving rate is less than half that of Japan, Germany, and other developed countries, and the imbalance in saving rates across countries is responsible, in large part for the imbalance in international trade...read more

Product Description: For anyone with an interest in pensions—workers and employers, personnel directors, accountants, actuaries, lawyers, insurance agents, financial analysts, government officials, and social scientists—this book is required reading...read more