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: And this book is the sequel. So utterly at variance is destiny with all the little plans of men. I may perhaps mention here that very recently I had come an ugly cropper in certain business enterprises. Sitting now surrounded by all the circumstances of wealth, there is a luxury in admitting my extremity. I can admit, even, that to a certain extent my disasters were conceivably of my own making. It may be there are directions in which I have some capacity, but the conduct of business operations is not among these. But in those days I was young, and my youth among other objectionable forms took that of a pride in my capacity for affairs. I am young still in years, but the things that have happened to me have rubbed something of the youth from my mind. Whether they have brought any wisdom to light below it is a more doubtful matter.