Amazon.com description: Product Description: Fraud. It truly is an American epidemic. Epidemic may sound like a strong word, but after considering the latest figures on real estate fraud, you may feel the word isn't quite strong enough.In this detailed guide to mortgage fraud, you and your staff will discover the most common types of mortgage fraud, how the bad guys operate, and how to develop a pre-funding audit system, so you can be vigilant about combating and stopping fraud every step of the way.In the groundbreaking An American Epidemic, you'll learn:The most common types of mortgage fraudWhat the hot fraud schemes are todayWho are the typical suspectsThe scope of the problem and how far it has goneWhat fraudsters say to get a loanTracking down the paper trailHow to use the Patriot Act to your advantageWith twenty-five years of experience in the mortgage and real estate business, author Michael S. Richardson discovered fraud within his own company. Michael never thought it could happen to him, but it did. Don't become a victim of fraud. Follow the advice in An American Epidemic and safeguard your interests now!