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Tables of Contents for Housing in Rural American
Chapter/Section Title
Page #
Page Count
Foreword
ix
2
Acknowledgments
xi
Part I Conditions and Context
3
26
1. The Context of Affordable Housing in Rural America
3
10
Robert J. Wiener
Joseph N. Belden
The Meaning of "Rural"
4
1
Pieces of the Problem: Conditions of Rural Housing and Poverty
5
6
The Future
11
2
2. Conditions and Trends in Rural Housing
13
16
Cushing N. Dolbeare
General Characteristics of Rural Housing
14
1
Urban/Rural Differences
15
1
Trends
16
1
Housing Affordability
17
3
Substandard Housing
20
1
Overcrowded Housing
21
1
Housing Problems of African American and Latino Households
21
2
Housing Problems of Rural Elderly and Single-Parent Households
23
1
Subsidized Housing Availability Compared With Need
24
1
Conclusion
25
4
Part II People and Places
29
72
3. Affordable Housing in the Rural South
29
20
Jacquelyn W. McCray
The Current Situation
30
8
Housing in the Lower Mississippi Delta
38
7
Challenges for the Region
45
4
4. The Border Colonias: A Framework for Change
49
12
Zixta Q. Martinez
Charles Kamasaki
Surabhi Dabir
Background and History
50
1
Current Status
51
2
The Policy Context
53
3
A Framework for Colonia Development Efforts
56
5
5. Affordable Housing in the Rural Midwest
61
14
Janet A. Krofta
Sue R. Crull
Christine C. Cook
Population and Housing Characteristics of Nonmetropolitan Midwest Households
62
3
Housing and Housing-Related Concerns in the Midwest
65
6
Conclusion
71
4
6. The Hidden Homeless
75
8
Mary Stover
How Many Homeless Are There?
76
1
What Are the Causes of Rural Homelessness?
76
1
Who Are the Rural Homeless?
77
1
What Are the Solutions to Rural Homelessness?
78
2
Conclusion
80
3
7. Many Harvests of Shame: Housing for Farmworkers
83
8
Susan Peck
Farmworkers in the United States
84
2
Housing Needs--and Solutions--for Farmworkers
86
3
Conclusions
89
2
8. Housing for the Rural Elderly
91
10
Joseph N. Belden
Characteristics of the Nonmetropolitan Elderly
92
1
Housing Conditions
93
2
Solutions
95
6
Part III Public and Private Money
101
56
9. The Role of the Federal Rural Housing Programs
101
10
Art Collings
Past and Current Programs
102
3
A Future Role
105
3
Appendix: An Outline of Selected Provisions of Title V of the Housing Act of 1949
108
3
10. Privatizing Rural Rental Housing: The Prepayment Problem in RHS's Section 515 Program
111
14
Robert J. Wiener
Privatization and the RHS Prepayment Experience
113
6
Programmatic and Legislative Developments Since ELIHPA
119
3
Conclusion
122
3
11. Credit and Capital Needs for Affordable Rural Housing
125
12
Leslie R. Strauss
Single-Family/Homeownership Mortgage Financing
126
2
Multifamily and Rental Housing Financing
128
1
Special Problems
129
1
Rural Lenders
130
4
Recommendations
134
3
12. Impact of Federal Interventions on Private Mortgage Credit in Rural Areas
137
20
Harold O. Wilson
James H. Carr
The Special Nature of Rural Finance Markets
139
2
Federal Interventions and Rural Markets
141
5
Federal Policy Trends and Changes in Rural Finance Markets
146
6
Conclusion
152
5
Part IV Creative Solutions
157
38
13. Mutual Self-Help Housing
157
12
Peter N. Carey
Beginnings
159
2
The Mutual Self-Help Model
161
4
Challenges
165
1
Conclusion
166
3
14. New Housing Forms for Low-Income Rural Families
169
16
Patricia Harrison
New Housing Forms
171
10
Conclusion
181
4
15. Community Land Trusts and Rural Housing
185
10
Kirby White
Jill Lemke
Michael Lehman
Access to Land and Housing for Low-Income People in Isolated Communities
187
1
Vermont: A State Mandate for Permanent Affordability
188
2
New Affordable Housing in Western Resort Communities
190
3
Conclusion
193
2
References
195
6
Suggested Reading
201
4
Index
205
10
About the Authors
215